Your Money: Navigating money as a couple, Social Security and more
This week we’re talking to a millennial married couple who also work together at Bone Fide Wealth.
Your Money
September 8, 2025

Welcome back, everyone.

This week, we’re talking to the authors of a new book, where we ask a question: What’s the single piece of original thinking in your book, related to money, that you’re most proud of?

I put the question to Douglas and Heather Boneparth, a millennial married couple who also work together at Bone Fide Wealth, a wealth management firm based in New York. Doug, a financial planner, founded the firm nearly 10 years ago, and Heather joined as director of business and legal affairs in 2023.

Before we got to the question, the Boneparths first gave me the back story of how they came to write, “Money Together,” which hits shelves on Oct. 28.

It started when the power dynamics of their financial lives took what felt like a sharp turn. Doug began earning far more than Heather, and then Covid hit, which forced to the surface what had been bubbling underneath. With two young daughters and growing list of responsibilities, Heather, like many American mothers, began to absorb nearly all of the so-called invisible labor involved in keeping a household humming.

Heather hadn’t realized how much of her self worth was tethered to her own income until that point. Here they had succeeded as a unit, but they still had to reckon with all that had changed for each of them individually.

After all, they’re both “conditioned to climb,” as Heather put it.

They had a problem to work out, but also a fresh line of thinking for a book: “Too often, financial advice treats couples as a unit,” Heather said. But, “you’re still an individual and the two individuals who come together to create this powerful partnership still have to be seen.”

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