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October 6, 2025 
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by Connie Chang, Juli Fraga and Jenna Milliner-Waddell |
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Happy Monday, all.
The three of us have been thinking a lot about long-term financial goals and the truly unique money challenges people can find themselves facing. Most people can relate to wanting to save for retirement, build up an emergency fund or pay off credit card debt or student loans.
But maybe your goals are a bit more ambitious or your financial situation more complicated. Are you saving to start your own business, living off your savings to pursue a dream, trying to navigate how to send triplets to school at the same time? Are you in a never-ending debt cycle you’re working to stop? Are you working toward financial stability to achieve another goal? If so, we want to hear from you.
Managing money isn’t easy, especially when inflation is ticking up, long-term unemployment is on the rise and tariffs are starting to affect businesses large and small. Managing a typical monthly budget can be especially difficult at a time like this, making more extraordinary financial circumstances seemingly impossible to tackle and challenging goals harder to reach.
And they can’t be achieved overnight. So The New York Times is interested in following people for a year to see how they make progress toward their goals and overcome their roadblocks. If you’d be willing to participate, email your current long-term financial goals to Jenna, who will be editing this project, at jenna.milliner-waddell@nytimes.com.
What are your financial goals? We want to hear about them.
The New York Times is interested in following people for a year to see how they make progress toward their goals and overcome their roadblocks. Tell us about your current financial goals — big and small.
How are we doing?
We’d love your feedback on this newsletter. Please email thoughts and suggestions to yourmoney_newsletter@nytimes.com.
Like this email?
Forward it to your friends, and let them know they can sign up Your Money.
