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This email was sent to niepodam@niepodam.pl.
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Hey Sam,
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If your costs are creeping up, it might be time to compare. From broadband and home insurance to credit cards and loans, we could help you pay less. Ready to swap sorting bills for more me time?
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• Get a £140 gift card to spend at Amazon.co.uk, Tesco, Sainsbury’s or M&S
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• Plans from only £26 a month
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• £0 upfront costs
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• Download speeds of 500Mbps
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Gift card available on Vodafone Full Fibre 500 plans. Price increases to £29.50 from 1st April 2026 and £33.00 from 1st April 2027. New customers. Offer ends 9am 27th January 2026. One gift card per bill payer. Gift card details sent by email after validation; must be claimed within 90 days and usually delivered within 120 days of purchase. Subject to eligibility.
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GIVE YOUR BALANCE A BREATHER
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A low-fee Virgin Money balance transfer card could help you cut unnecessary costs and bring your balances into one place.
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• 18 months of 0% interest on balance transfers
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• 0.95% balance transfer fee
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Representative example: 24.9% APR Representative (variable). Based on assumed credit limit of £1,200 and a purchase rate of 24.9% p.a. (variable).
UK residents 18+. Credit subject to status. Balance transfers must be made within the first 60 days. Missing a minimum payment will end your 0% rate. T&Cs apply.
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REDUCE YOUR MONTHLY PAYMENTS BY £630
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You could simplify your finances and reduce your monthly repayments by £630** with a debt consolidation loan.
Why consider a debt consolidation loan?
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• Combine debts into one manageable payment
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• Use your home as security to access lower rates
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• Compare lenders and see what you could save
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